01 · REGISTER
Know what happened.
Keep a real register—including splits and the messy transactions that simplified apps tend to hide.
YOUR FIRST MONEY SYSTEM
Money gets real fast. Lily helps you stay ahead of it.
Know what you have, what is already spoken for, and what you can safely do next—from a first paycheck to everything that comes after it.
No required bank connection.Manual by design.Built for Apple devices.
WHY LILY
A balance tells you what’s there.A system tells you what’s safe to spend.
The number that matters.
$0 tracked.$0 available.
Lily keeps the whole picture visible. Future expenses, goals and money you have already committed stay in context before you make the next decision.
THE SYSTEM
Record it. Plan it. Prove it.
Lily combines the habits that make money understandable instead of reducing everything to a bank balance.
02 · FUTURE MONEY
Know what’s coming.
Expected income and upcoming plans can exist before they ever hit your balance.
03 · RECONCILIATION
Know it’s right.
Reconciliation closes the loop. Lily and reality should agree—down to zero.
FUTURE MONEY
Tomorrow belongs in the picture too.
Expected money. Planned money. Goal set-asides. See what is coming without confusing it with what is available today.
MAKE IT YOURS
Wear your colors.
Crimson. Navy. Maroon. Royal blue. Gold. Ten real Lily themes let your money system look a little more like your world.
Pick the colors that feel like home.
GOALS
Give your money somewhere to go.
Set money aside for what matters without making it disappear from the rest of your financial picture. Lily keeps the goal and the money connected.
TRUSTED ACCESS
Your money can stay yours—even when someone helps.
Trusted Access is being built with clear boundaries: let someone you trust view your money or help manage it without handing over ownership of your system.
Currently in beta testing
START WITH LILY. STAY WITH LILY.
Built for the first dollar you manage—and the life that follows.
High school. A first paycheck. Saving for a car. College. An apartment. A household. Lily starts with the moments when money becomes yours and stays useful when your financial life gets bigger.
STARTING OUT
Learn money by running your own.
Build the habits early: record what happened, plan what is coming, save for what matters and prove the numbers are right. Lily can start before college ever enters the picture.
FOR PARENTS
Give them room to grow. Stay close enough to help.
You cannot send every money lesson with them when they leave home. Lily gives them a system of their own—and Trusted Access is designed to shorten the miles when they want your help, without turning independence back into supervision.
FOR YOUR FINANCIAL LIFE
A complete system that doesn’t age out.
Use Lily on your own at 23 or 53. Run a household with a spouse. Keep manual control because you prefer knowing the numbers yourself. Register, Future Money, goals and reconciliation are adult money tools—not training wheels.
EARLY ACCESS
Be there when Lily launches.
We’re opening Lily to early testers ahead of launch. Join the list for beta opportunities and early-access information.
Real app.Real beta.Limited early access.
THE SHORT VERSION
Does Lily connect to my bank?
A bank connection is not required. Lily is intentionally built around understanding and managing your money yourself.
Who is Lily for?
Lily is for people taking real ownership of their money—especially through first jobs, college, first apartments, first credit cards and other early-adult transitions.
Is Lily available yet?
Lily Money is currently preparing for beta testing. Join the early-access list to hear about testing opportunities and launch.